Terms of Service

Agreement to Terms

By accessing and using the Funderdepot website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our services.

Description of Service

Funderdepot provides a platform connecting small business owners with funding sources including:

• Working Capital Loans
• Lines of Credit
• SBA Funding
• Equipment Financing
• Accounts Receivable Financing
• Merchant Cash Advances

We act as an intermediary to facilitate funding transactions between borrowers and lenders.

Eligibility

To use our services, you must be: at least 18 years of age, a legal resident of the United States, a business owner or authorized representative of a business, and able to enter into legally binding contracts. You represent and warrant that you meet these eligibility requirements.

Application and Funding

When you submit an application through our platform:

• You authorize us to verify the information provided
• You consent to credit checks and background investigations
• You agree to provide accurate and complete information
• You understand that funding is subject to approval by lending partners

Approval times vary by program and are estimates only. We do not guarantee funding approval or specific terms.

Fees and Payments

Funderdepot may charge fees for services rendered. Fee structures vary by program and will be disclosed before you commit to any funding arrangement. Some lenders may charge origination fees, prepayment penalties, or other costs. All fees will be clearly outlined in your loan agreement.

User Responsibilities

You agree to:

• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Provide accurate and truthful information
• Use our services only for lawful business purposes
• Comply with all terms of your funding agreement

Intellectual Property

The content, design, and functionality of the Funderdepot website are proprietary and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our services without prior written consent.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free. The information on our website is for general informational purposes only.

Limitation of Liability

To the maximum extent permitted by law, Funderdepot shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services. Our total liability shall not exceed the amount of fees paid by you for our services.

Indemnification

You agree to indemnify, defend, and hold harmless Funderdepot and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses arising out of your use of our services or violation of these terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Changes to Terms

We reserve the right to modify these terms at any time. Your continued use of our services after any such changes constitutes acceptance of the new terms. We will notify you of material changes via email or through our website.

Contact Information

If you have any questions about these Terms of Service, please contact us at: